/* SEGURE – estilos compartidos por todas las páginas.
   Para cambiar un color de todo el sitio, editá las variables de abajo. */
:root{
  --rojo:#D82F35;
  --rojo-osc:#B8242A;
  --grafito:#2B2D2F;
  --grafito-2:#3A3D40;
  --gris:#B0B2B3;
  --texto:#2B2D2F;
  --suave:#5E6266;
  --crema:#F5F2E1;
  --crema-2:#FAF8EE;
  --blanco:#FFFFFF;
  --radio:14px;
  --sombra:0 6px 24px rgba(43,45,47,.10);
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Open Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--texto);background:var(--blanco);line-height:1.6;-webkit-text-size-adjust:100%;padding-bottom:72px}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(1.9rem,6vw,3.2rem);font-weight:800}
h2{font-size:clamp(1.5rem,4.4vw,2.2rem)}
h3{font-size:1.1rem}
p{margin:0 0 1em}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}
.sec{padding:56px 0}
.sec.crema{background:var(--crema)}
.sec-head{max-width:640px;margin-bottom:28px}
.sec-head p{color:var(--suave);margin:0}
.eyebrow{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--rojo);margin-bottom:10px}
:focus-visible{outline:3px solid var(--rojo);outline-offset:2px;border-radius:4px}

/* Botones */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 24px;border-radius:999px;font:700 .95rem 'Montserrat',sans-serif;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,color .15s}
.btn:hover{transform:translateY(-1px)}
.btn-rojo{background:var(--rojo);color:#fff}
.btn-rojo:hover{background:var(--rojo-osc)}
.btn-borde{border-color:#fff;color:#fff;background:transparent}
.btn-borde:hover{background:#fff;color:var(--grafito)}
.btn-borde-osc{border-color:var(--grafito);color:var(--grafito);background:transparent}
.btn-borde-osc:hover{background:var(--grafito);color:#fff}
.btn svg{width:20px;height:20px;flex:none}

/* Barra superior y menú */
.top{background:var(--grafito);color:#fff;position:sticky;top:0;z-index:50}
.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.top .logo img{height:44px;width:auto}
.nav-toggle{background:none;border:0;color:#fff;width:48px;height:48px;display:grid;place-items:center;cursor:pointer;border-radius:8px}
.nav-toggle svg{width:28px;height:28px}
.nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--grafito);padding:8px 20px 20px;border-top:1px solid rgba(255,255,255,.12);box-shadow:0 14px 24px rgba(0,0,0,.25)}
.nav.abierto{display:block}
.nav a{display:block;padding:14px 4px;text-decoration:none;font-weight:600;border-bottom:1px solid rgba(255,255,255,.08)}
.nav a:hover{color:var(--crema)}
.nav .sub{padding-left:14px;font-weight:500;font-size:.92rem;color:var(--gris)}
.nav .btn{margin-top:16px;width:100%;border:0}
.nav .nav-cta{display:none}

/* Hero */
.hero{background:var(--grafito);color:#fff;position:relative;overflow:hidden;padding:56px 0 64px}
.hero::after{content:"";position:absolute;right:-12%;bottom:-18%;width:70%;aspect-ratio:3/1;background:url(../img/logo-segure-gris.png) no-repeat center/contain;opacity:.07;pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.hero .eyebrow{color:var(--crema)}
.hero p.lead{font-size:1.1rem;color:#E8E6DA;max-width:540px;margin-bottom:28px}
.hero .acciones{display:flex;flex-direction:column;gap:12px;max-width:340px}
.hero-puntos{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:28px;font-size:.88rem;color:var(--gris);list-style:none;padding:0}
.hero-puntos li::before{content:"✓";color:var(--rojo);font-weight:800;margin-right:8px}

/* Tarjetas de seguros */
.grid{display:grid;gap:16px}
.card{background:#fff;border:1px solid #E7E5DA;border-radius:var(--radio);padding:24px;display:flex;flex-direction:column;gap:6px;box-shadow:var(--sombra);transition:transform .15s}
.card:hover{transform:translateY(-3px)}
.card .ico{width:48px;height:48px;border-radius:12px;background:var(--crema);display:grid;place-items:center;margin-bottom:8px;color:var(--rojo)}
.card .ico svg{width:26px;height:26px}
.card p{color:var(--suave);font-size:.93rem;margin:0 0 12px;flex:1}
.card .btn{align-self:flex-start;min-height:44px;padding:10px 20px;font-size:.88rem}

/* Cómo trabajamos */
.pasos{display:grid;gap:20px;counter-reset:p;list-style:none;padding:0;margin:0}
.pasos li{counter-increment:p;position:relative;padding-left:64px}
.pasos li::before{content:counter(p);position:absolute;left:0;top:0;width:44px;height:44px;border-radius:50%;background:var(--rojo);color:#fff;font-weight:800;display:grid;place-items:center}
.pasos strong{display:block;margin-bottom:2px}
.pasos span{color:var(--suave);font-size:.95rem}

/* Viajero */
.viajero{background:var(--grafito);color:#fff;border-radius:var(--radio);padding:32px 24px;display:grid;gap:18px}
.viajero p{color:#E1E0D8;margin:0}
.viajero .btn{align-self:start}

/* Quiénes somos y equipo */
.dos{display:grid;gap:28px;align-items:center}
.video{position:relative;aspect-ratio:16/9;border-radius:var(--radio);overflow:hidden;background:var(--grafito);box-shadow:var(--sombra)}
.video iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.foto-ph{aspect-ratio:4/5;border-radius:var(--radio);background:linear-gradient(160deg,var(--crema),#E9E4CC);display:grid;place-items:center;color:var(--suave);font-weight:700;font-size:2rem;letter-spacing:.04em;position:relative;overflow:hidden}
.foto-ph small{position:absolute;bottom:10px;left:0;right:0;text-align:center;font-size:.68rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;opacity:.65}
.persona img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:var(--radio)}
.persona{display:grid;grid-template-columns:110px 1fr;gap:4px 18px;align-items:center}
.persona .foto-ph,.persona img{grid-row:1/4;font-size:1.4rem}
.persona .foto-ph small{display:none}
.persona h3{margin:0 0 2px;align-self:end}
.persona .mat{justify-self:start;align-self:start}
@media (min-width:760px){
  .persona{display:block}
  .persona .foto-ph{font-size:2rem}
  .persona .foto-ph small{display:block}
  .persona h3{margin:14px 0 2px}
}
.persona .rol{color:var(--suave);font-size:.9rem;margin:0}
.persona .mat{display:inline-block;margin-top:8px;font-size:.78rem;font-weight:700;color:var(--rojo);background:var(--crema);padding:4px 10px;border-radius:999px}

/* Reseñas */
.resenas .card{box-shadow:none;background:#fff}
.estrellas{color:#E3A008;letter-spacing:2px;font-size:1.05rem}
.resena-txt{font-size:.97rem}
.resena-aut{font-weight:700;font-size:.9rem;margin:0;color:var(--texto)}
.stats{display:flex;flex-wrap:wrap;gap:8px 28px;margin-bottom:26px;align-items:baseline}
.stats strong{font-size:2.2rem;color:var(--rojo);font-weight:800}

/* Noticias */
.noticia{padding:0;overflow:hidden}
.noticia .cuerpo{padding:20px 22px 24px;display:flex;flex-direction:column;gap:8px;flex:1}
.noticia .imgph{aspect-ratio:16/9;background:linear-gradient(135deg,var(--crema),#E9E4CC);display:grid;place-items:center;color:var(--gris);font-weight:800;font-size:1.4rem}
.noticia a.mas{font-weight:700;color:var(--rojo);text-decoration:none;font-size:.9rem}
.noticia a.mas:hover{text-decoration:underline}

/* Contacto */
.contacto-grid{display:grid;gap:28px}
form.form{display:grid;gap:14px}
.form label{font-weight:600;font-size:.88rem;display:block;margin-bottom:4px}
.form input,.form textarea{width:100%;font:inherit;font-size:1rem;padding:13px 14px;border:1.5px solid #D5D3C8;border-radius:10px;background:#fff;color:var(--texto)}
.form input:focus,.form textarea:focus{outline:none;border-color:var(--rojo);box-shadow:0 0 0 3px rgba(216,47,53,.18)}
.form textarea{min-height:120px;resize:vertical}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
.datos{list-style:none;margin:0 0 20px;padding:0;display:grid;gap:14px}
.datos li{display:flex;gap:12px;align-items:flex-start}
.datos svg{width:22px;height:22px;color:var(--rojo);flex:none;margin-top:2px}
.datos a{text-decoration:none;font-weight:600}
.datos a:hover{text-decoration:underline}
.mapa{border-radius:var(--radio);overflow:hidden;aspect-ratio:4/3;box-shadow:var(--sombra);border:0;width:100%}
.aviso{background:var(--crema);padding:12px 14px;border-radius:10px;font-size:.9rem}

/* Pie */
.pie{background:var(--grafito);color:#D7D6CE;padding:48px 0 24px;font-size:.92rem}
.pie a{text-decoration:none}
.pie a:hover{text-decoration:underline}
.pie .cols{display:grid;gap:28px;margin-bottom:28px}
.pie img.logo-pie{height:56px;width:auto;margin-bottom:12px}
.pie h4{color:#fff;margin:0 0 10px;font-size:.95rem}
.pie ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.redes{display:flex;gap:10px;margin-top:14px}
.redes a{width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.08);display:grid;place-items:center}
.redes a:hover{background:var(--rojo)}
.redes svg{width:20px;height:20px}
.ssn-franja{background:#fff;color:#4A4D50;border-radius:12px;padding:16px 18px;display:grid;gap:14px;align-items:center;font-size:.88rem;line-height:1.35;text-align:center}
.ssn-franja strong{color:#2B2D2F}
.ssn-franja a{color:inherit;text-decoration:none}
.ssn-logo img{height:37px;width:auto;margin:0 auto}
.certs{display:flex;flex-wrap:wrap;gap:6px 18px;margin-top:18px;font-size:.85rem;align-items:center}
.certs span{color:var(--gris)}
.persona .cert{font-size:.78rem;font-weight:700;color:var(--rojo);margin-left:6px;white-space:nowrap}
.legal{margin-top:20px;font-size:.8rem;color:var(--gris)}

/* Botón flotante WhatsApp y barra móvil */
.wa-flot{position:fixed;right:16px;bottom:88px;z-index:60;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 6px 18px rgba(0,0,0,.28)}
.wa-flot svg{width:32px;height:32px;fill:#fff}
.barra-mov{position:fixed;left:0;right:0;bottom:0;z-index:55;background:#fff;border-top:1px solid #E1DFD3;display:grid;grid-template-columns:repeat(3,1fr);box-shadow:0 -4px 16px rgba(0,0,0,.08)}
.barra-mov a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:64px;text-decoration:none;font-size:.75rem;font-weight:700;color:var(--grafito)}
.barra-mov a svg{width:22px;height:22px}
.barra-mov a.cot{background:var(--rojo);color:#fff}

/* Escritorio */
@media (min-width:760px){
  body{padding-bottom:0}
  .barra-mov{display:none}
  .wa-flot{bottom:24px}
  .sec{padding:84px 0}
  .grid.c2{grid-template-columns:repeat(2,1fr)}
  .grid.c3{grid-template-columns:repeat(3,1fr)}
  .pasos{grid-template-columns:repeat(3,1fr);gap:28px}
  .hero{padding:96px 0 104px}
  .hero .acciones{flex-direction:row;max-width:none}
  .dos{grid-template-columns:1fr 1fr;gap:48px}
  .contacto-grid{grid-template-columns:1fr 1fr;gap:48px}
  .viajero{grid-template-columns:1.4fr auto;align-items:center;padding:40px}
  .pie .cols{grid-template-columns:1.4fr 1fr 1fr}
  .ssn-franja{grid-template-columns:1fr 1fr 1.3fr auto;text-align:left}
  .ssn-dato{border-right:1px solid #D8D8D8;padding-right:14px}
  .ssn-logo img{margin:0}
}
@media (min-width:980px){
  .nav-toggle{display:none}
  .nav{display:flex!important;position:static;background:none;padding:0;border:0;box-shadow:none;align-items:center;gap:4px}
  .nav a{border:0;padding:10px 12px;font-size:.9rem}
  .nav .sub{display:none}
  .nav .btn{margin:0 0 0 10px;width:auto}
  .nav .nav-cta{display:inline-flex}
  .grid.c4{grid-template-columns:repeat(4,1fr)}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* Páginas internas */
.hero-int{padding:44px 0 48px}
.hero-int::after{opacity:.05}
.hero-int h1{font-size:clamp(1.8rem,5.5vw,2.6rem)}
.hero-int .lead{margin-bottom:0}
.chips{background:var(--crema);border-bottom:1px solid #E7E5DA;position:sticky;top:68px;z-index:40}
.chips .wrap{display:flex;gap:8px;overflow-x:auto;padding-top:12px;padding-bottom:12px;scrollbar-width:none}
.chips .wrap::-webkit-scrollbar{display:none}
.chips a{flex:none;text-decoration:none;font-weight:700;font-size:.85rem;padding:9px 16px;border-radius:999px;background:#fff;border:1px solid #DDD9C6;min-height:40px;display:inline-flex;align-items:center}
.chips a:hover{background:var(--rojo);border-color:var(--rojo);color:#fff}
.prod{scroll-margin-top:130px}
.dos-prod{display:grid;gap:28px}
.det h3{font-size:1rem;margin:0 0 10px}
.det h3 small{font-weight:500;color:var(--suave)}
.det h3 + .check + h3,.det .check + h3{margin-top:24px}
.check{list-style:none;margin:0 0 4px;padding:0;display:grid;gap:8px}
.check li{padding-left:28px;position:relative}
.check li::before{content:"✓";position:absolute;left:0;color:var(--rojo);font-weight:800}
details{border-bottom:1px solid #DDD9C6}
details summary{cursor:pointer;font-weight:700;padding:14px 28px 14px 0;list-style:none;position:relative}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";position:absolute;right:4px;top:10px;font-size:1.4rem;color:var(--rojo);font-weight:600}
details[open] summary::after{content:"–"}
details p{margin:0 0 14px;color:var(--suave)}
.acciones-p{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.pasos-v{counter-reset:p;display:grid;gap:16px;list-style:none;padding:0}
.pasos-v li{padding-left:56px}
.tabla-ov{overflow-x:auto}
.tabla{width:100%;border-collapse:collapse;font-size:.92rem}
.tabla th,.tabla td{text-align:left;padding:10px 12px;border-bottom:1px solid #DDD9C6}
.tabla th{background:var(--crema)}
.articulo{max-width:760px}
.articulo h2{margin-top:0}
.articulo h3{margin-top:1.6em}
@media (min-width:760px){.dos-prod{grid-template-columns:1fr 1fr;gap:56px}.hero-int{padding:64px 0 68px}}
.dos-prod>div,.dos>div,.contacto-grid>div{min-width:0}

.foto-of{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:var(--radio);box-shadow:var(--sombra)}
.panoramica{width:100%;height:auto;max-height:360px;object-fit:cover;border-radius:var(--radio);box-shadow:var(--sombra)}
@media (max-width:759px){.panoramica{aspect-ratio:16/9}}
img{height:auto}
.top .logo img{height:44px;width:auto}
.pie img.logo-pie{height:56px;width:auto}
.ssn-logo img{height:37px;width:auto}
.persona{grid-template-columns:110px 1fr}
.persona .cert{grid-column:2;margin-left:0;align-self:start}
.persona .mat{grid-column:2}
@media (min-width:760px){.persona .cert{margin-left:6px}}

/* ---- páginas de producto, artículos, listados ---- */
.prod-wrap{display:grid;gap:32px;grid-template-columns:minmax(0,1fr)}
.prod-wrap>*{min-width:0}
@media(min-width:900px){.prod-wrap{grid-template-columns:minmax(0,1fr) 320px;align-items:start}.lado{position:sticky;top:96px}}
.lado-cta{background:var(--crema);border:0}
.lado-cta h3{margin-top:0}
.lado-otros{margin-top:20px}
.lado-otros h3{font-size:1rem}
.lado-otros ul{list-style:none;padding:0;margin:0}
.lado-otros li a{display:block;padding:8px 0;border-bottom:1px solid #e4e4e4;color:var(--grafito);text-decoration:none;font-weight:600}
.lado-otros li a.act{color:var(--rojo)}
.articulo h3{margin:1.6em 0 .5em}
.articulo h4{margin:1.2em 0 .4em}
.articulo ul,.articulo ol{padding-left:1.3em}
.articulo li{margin:.35em 0}
.articulo-solo{max-width:760px}
.links{list-style:none;padding:0;margin:0}
.links li a{display:block;padding:8px 0;border-bottom:1px solid #e4e4e4;color:var(--grafito);font-weight:600;text-decoration:none}
.links li a:hover{color:var(--rojo)}
.pasos-v{padding-left:1.3em}.pasos-v li{margin:.6em 0}
.aviso{background:var(--crema);border-left:4px solid var(--rojo);padding:12px 16px;border-radius:6px}
.noticia .imgph{background:var(--grafito);color:var(--crema);display:grid;place-items:center;aspect-ratio:16/7;font-weight:800;letter-spacing:.2em;border-radius:8px 8px 0 0}
.acciones-p{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.pasos.pasos-v{display:flex;flex-direction:column;gap:24px;grid-template-columns:none;padding-left:0}
.pasos.pasos-v li{display:flex;gap:14px;align-items:flex-start;margin:0;width:auto;text-align:left}
.pasos.pasos-v li::before{flex:none}
.linea{list-style:none;padding:0;margin:24px 0;border-left:3px solid var(--rojo)}
.linea li{position:relative;padding:0 0 22px 22px}
.linea li::before{content:"";position:absolute;left:-9px;top:6px;width:15px;height:15px;border-radius:50%;background:var(--rojo)}
.linea strong{display:block;font-size:1.25rem;color:var(--rojo)}
.rubros{display:grid;gap:14px;grid-template-columns:1fr;margin:12px 0 32px}
@media(min-width:600px){.rubros{grid-template-columns:1fr 1fr}}
.rubro{position:relative;display:block;border-radius:12px;overflow:hidden;aspect-ratio:16/7;background:var(--grafito);text-decoration:none}
.rubro img{width:100%;height:100%!important;object-fit:cover;display:block;transition:transform .3s}
.rubro:hover img{transform:scale(1.04)}
.rubro span{position:absolute;inset:auto 0 0 0;padding:28px 16px 12px;color:#fff;font-weight:700;background:linear-gradient(transparent,rgba(43,45,47,.88));display:flex;justify-content:space-between;align-items:flex-end;gap:8px}
.rubro small{font-weight:600;opacity:.9;white-space:nowrap}
.noticia .portada{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;display:block;border-radius:8px 8px 0 0}
.portada-art{width:100%;height:auto!important;aspect-ratio:16/7;object-fit:cover;border-radius:12px;margin-bottom:28px;display:block}
.foto-art{width:100%;max-width:420px;height:auto;border-radius:12px;margin:8px auto 20px;display:block}
.foto-rubro{margin:28px 0 12px}
.foto-rubro img{width:100%;height:auto!important;aspect-ratio:16/6;object-fit:cover;border-radius:12px;display:block}
.foto-rubro figcaption{font-size:.85rem;color:var(--suave);margin-top:6px}

/* ===== Tema claro (crema): encabezado, portadas y pie ===== */
h1,h2,h3,h4,.btn,.nav a,.eyebrow,.ssn-franja strong,.barra-mov a{font-family:'Montserrat','Open Sans',system-ui,sans-serif}
.top{background:var(--crema);color:var(--grafito);box-shadow:0 1px 0 rgba(43,45,47,.10)}
.nav-toggle{color:var(--grafito)}
@media(max-width:979px){.nav{background:var(--crema);border-top:1px solid rgba(43,45,47,.12);box-shadow:0 14px 24px rgba(43,45,47,.14)}
.nav a{border-bottom:1px solid rgba(43,45,47,.10)}}
.nav a{color:var(--grafito)}
.nav a:hover{color:var(--rojo)}
.nav .nav-cta,.nav .btn-rojo{color:#fff}
.nav .sub{color:var(--suave)}
@media(min-width:980px){.nav a{white-space:nowrap}}
.hero{background:var(--crema);color:var(--grafito)}
.hero::after{opacity:.12;filter:blur(1.5px)}
.hero h1,.hero h2{color:var(--grafito)}
.hero .eyebrow{color:var(--rojo)}
.hero p.lead{color:#4A4D50}
.hero .btn-borde{border-color:var(--grafito);color:var(--grafito)}
.hero .btn-borde:hover{background:var(--grafito);color:#fff}
.hero-puntos{color:#4A4D50}
.pie{background:#EAE5CC;color:#3A3D40}
.pie h4{color:var(--grafito)}
.pie a{color:#3A3D40}
.redes a{background:rgba(43,45,47,.08)}
.redes a{color:var(--grafito)}
.redes a:hover{background:var(--rojo);color:#fff}
.ssn-franja{border:1px solid rgba(43,45,47,.12)}
.certs span,.legal{color:#5B5E61}

/* ===== Carrusel de compañías ===== */
.companias{padding-bottom:40px}
.carrusel{display:flex;overflow:hidden;margin-top:28px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.pista{display:flex;flex:none;align-items:center;gap:44px;padding:0 22px;margin:0;list-style:none;min-width:100%;justify-content:space-around;animation:desfile 55s linear infinite}
.carrusel:hover .pista{animation-play-state:paused}
.pista li{flex:none;width:130px;height:62px;display:grid;place-items:center}
.pista li{position:relative}
.pista img{position:absolute;inset:3px 4px;width:calc(100% - 8px);height:calc(100% - 6px);object-fit:contain;object-position:center;opacity:.78;transition:opacity .2s}
.pista li:hover img{opacity:1}
@keyframes desfile{from{transform:translateX(0)}to{transform:translateX(-100%)}}
@media(min-width:760px){.pista li{width:150px;height:72px}}
@media(prefers-reduced-motion:reduce){.carrusel{overflow-x:auto}.pista{animation:none}.pista[aria-hidden]{display:none}}

/* logo: nunca se comprime */
.top .logo{flex:none}
.top .logo img,.pie img.logo-pie{flex:none;max-width:none;width:auto}
@media(min-width:980px) and (max-width:1219px){.nav a{padding:10px 7px;font-size:.82rem}.nav .btn{margin-left:4px;padding-inline:16px}}